KEY ELEMENTS OF FUTURE FINANCIAL GROUP'S STRATEGY

One of the leaders in the Russian pension market:

• Funds implement a steady low-risk business model
• We serve a large growing market with significant potential. The largest funds have a total market share of 13.8% for compulsory insurance and 2.8% for non-state pension provision.

Fast growth rates

• Asset growth rates of the Group have exceeded 100% in the last 2 years (in 2013-2015)
• PJSC FG FUTURE successfully implemented its growth strategy thanks to both integrated development and the successful acquisitions of NPFs

Strategic investment goals

• Stable investment income above the inflation rate with a minimization of portfolio risks
• Deep investment management expertise
• Our strategy contributes and stimulates Russia’s economic growth

High-quality customer base

• More than 5.2 million clients
• High average account balance per one customer
• Loyal customer base due to high investment product standards

Broad sales network

• Direct sales
• A wide network of agents across Russia
• Sales via partner banking networks: Uralsib, Promsvyazbank, OTP Bank, Sovcombank, Asian-Pacific Bank, Orient Express Bank, Russian Standard Bank, etc.