NPF FUTURE

(https://futurenpf.ru/)

NPF FUTURE is the new name of NPF BLAGOSOSTOYANIE OPS, a fund that was established in 2014 upon the separation of activities related to mandatory pension insurance from NPF BLAGOSOSTOYANIE into an independent fund. In December 2014, the fund was acquired by the O1 Group. In March 2016, NPF StalFond, which previously belonged to the O1 Group, joined NPF FUTURE. On November 28, 2016, the Bank of Russia approved the merger of the Group’s two other funds – NPF Uralsib and NPF Our Future – into NPF FUTURE. Reorganization was completed on December 13, 2016. Since December 14, 2016, all the clients of NPF Uralsib and NPF Our Future on mandatory pension insurance and non-state pension insurance have been serviced at NPF FUTURE. NPF FUTURE is one of Russia's TOP-3 largest pension funds by the amount of pension savings in management *. The Expert RA rating agency assigned an "A" reliability rating (a high level of reliability) to the Fund. NPF FUTURE participates in the guarantee system for the rights of insured persons.

NPF TELECOM-SOYUZ

(https://www.npfts.ru/)

Established in 1996. The Fund provides mandatory pension insurance and is one of the largest entities in Russia engaged in non-state pension insurance. Telecom-Soyuz is one of the largest pension funds by both the number of participants in pension programs and the amount of pension reserves in management.* The Fund implements the corporate pension programs of FSUE Russian Post and a number of other large enterprises.

NPF OBRAZOVANIYE

(https://www.npfo.ru/)

Established in 2001. One of the largest non-state pension funds operating in the Ural Region and Siberia. The Fund operates in the system of mandatory pension insurance and non-state pension insurance, and is included in the TOP-35 largest non-state pension funds of Russia in terms of pension savings in management and is among the TOP-25 enterprises by the number of insured people.*

NPF Socialnoe Razvitie

(https://www.npfsr.ru/)

Established in 1997. For 19 years of successful operation, the fund has taken a firm place on the Russian non-state pensions market and has won the trust and reputation as a reliable partner. At the moment, the fund is in the TOP 25 by the volume of pension savings and reserves in management. The total number of citizens entrusting their future pension to the fund exceeds 130 thousand people.* The Fund implements the corporate pension programs of Novolipetsk Metallurgical Plant (NLMK) and other large and medium-sized businesses.

*According to the Bank of Russia's data for Q3, 2016

100% of NPF Socialnoe Razvitie’s shares belong to the O1 GROUP LIMITED (the indirect majority shareholder of FG FUTURE). Currently, FG FUTURE is developing changes to the ownership structure of the fund: in the near future, 100% of NPF Socialnoe Razvitie’s shares are to be transferred to FUTURE Financial Group.